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Technical Debt as Leverage in the Age of AI

· 6 min read
Pedro Arantes
CTO | Product Developer

Technical debt is often viewed solely as a negative consequence of poor engineering—a mess that needs to be cleaned up. However, at ttoss, we view technical debt through a different lens: as a financial instrument called leverage.

This is especially true in the age of AI. As code generation becomes a commodity, the ability to strategically incur and repay debt defines the velocity of a team. When used consciously, technical debt allows us to ship faster, learn earlier, and capture market opportunities. When accumulated unconsciously, it becomes entropy that grinds development to a halt.

The difference between leverage and negligence lies in how we manage it.